MSN Money recently published "The Best Financial Advice Ever." I found it informative and here's what it boils down to: No matter how much you make - save a little. Save hard during the 1st 10 years of marriage. Know what you need and want? Know the true cost of ownership. Buy quality. Live within your means - don't add extra expenses. Don't pay interest on anything that depreciates. (cars) Don't co-sign loans. If you need more money - get another job. Invest in your business. Own your business, including the building it's in. Don't gamble more than you can lose. Don't depend on luck to make you money. Read the complete article here: "The Best Financial Advice Ever. "